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Building an AI-Ready Portfolio: What 90% of Investors Are Missing Right Now
April 21, 2025 at 8:00 PM
by Jonathan Moritz
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In the last two years, Artificial Intelligence has moved from the pages of tech journals into the fabric of daily life. It’s answering emails, analyzing markets, generating code, and in some cases, replacing entire workflows. And yet—most investor portfolios treat AI as a novelty. A “nice-to-have.” A theme for the future.

But this isn’t the future anymore. This is now.

AI is not a trend to “dip into”—it’s becoming the underlying engine of productivity across almost every sector. And for investors who understand that, the way they allocate their capital changes. Completely.

The AI Mismatch Most Portfolios Still Have

Walk through the holdings of a typical globally diversified portfolio today and you’ll likely find:

  • Broad-market ETFs (MSCI World, S&P 500)
  • Regional or sector exposure (Europe, healthcare, emerging markets)
  • A bit of tech. Maybe some semiconductors. Possibly one AI-focused ETF.

This is what I call AI adjacency—you’re exposed around the AI movement, but you’re not really inside it.

Why does this matter? Because the next decade of alpha may not come from the companies enabling AI—but from those fully rebuilt around it. The winners are shifting from infrastructure providers to intelligent operators. That shift isn’t priced in yet.

And the longer you hold a passive position built for yesterday’s market structure, the more you miss the compounding effect of early positioning.

Where the Market’s Going (And Why the Index Isn’t Enough)

Look deeper at what’s happening now:

  • AI is restructuring logistics, not just data science.
  • It’s rebuilding legal workflows, healthcare diagnostics, language localization, and supply chains.
  • It’s giving rise to micro-platforms—specialized verticals with massive productivity potential.

In essence, we’re entering a business model reformation phase, not just a tech rally.
And yet, many portfolios are still geared for the post-2008 cycle—recovery, stimulus, mega-cap tech. That era isn’t over, but it’s no longer where the most efficient growth is happening.

The result? Smaller, more agile companies with early AI adoption are gaining real-world momentum—but they’re still underrepresented in the major indices.

The index is always late to new winners. That’s its job: to reflect, not predict. If you’re passively tracking the market, you’re always inheriting yesterday’s leadership.

For example, it took years for clean energy leaders, fintech disruptors, or digital infrastructure stocks to meaningfully enter index weightings—even after explosive real-world adoption. AI-native companies are following a similar trajectory: fast growth, underweight allocation, underappreciated momentum.

So What Does an AI-Ready Portfolio Look Like?

It’s not just about owning Nvidia and calling it a day. A truly AI-ready portfolio balances exposure, timing, and conviction.

Here’s what I look for:

Core AI Infrastructure

Yes, the chipmakers, cloud platforms, and data centers still matter. These are the “picks and shovels” of the AI economy. But some valuations are overheated—selectivity and entry point discipline are essential.

Look for secondary suppliers, diversified semi firms, or infrastructure funds with indirect exposure.
In many cases, second-order players will quietly outperform the obvious names.

Vertical Integration Plays

These are companies that don’t just use AI for efficiency—they are built around it. Logistics firms using predictive dispatch, telehealth platforms with real-time diagnostics, fintech tools powered by smart contracts.

These names are often mid-cap, under-followed, or in emerging markets—but they have scalable models and first-mover advantage. They don’t just benefit from AI—they’re inseparable from it.

Alternative Allocation

In a fast-moving innovation space, sometimes the best access isn’t listed yet.
Consider:

  • Private equity exposure to AI-native startups via regulated syndicates
  • Thematic ETFs focused on automation, quantum computing, or decentralized infrastructure
  • Tokenized assets in AI-data storage or on-chain compute (Render, Ocean, etc.)

This is not a call for speculative bets—it’s about diversification into early-stage innovation with asymmetric potential.

Geographic Balance

While the US dominates AI headlines, ecosystems are developing fast in:

  • Europe (Zurich, Berlin, Paris AI labs)
  • Southeast Asia (enterprise automation and logistics innovation)
  • Africa (leapfrogging legacy infrastructure with AI-driven mobile platforms)

An AI-ready portfolio is not just about sectors—it’s about spotting where infrastructure meets incentive, and capital flows in fast.

Agility

Finally, structure matters. A rigid, annually-rebalanced portfolio is too slow for this cycle.
AI-focused allocation needs ongoing calibration. That doesn’t mean hyperactive trading—but it does mean monitoring shifts in regulation, funding, adoption curves, and moving with intent.

What Happens If You Wait?

Here’s the thing: in 2023 and 2024, AI was a story.
In 2025, it’s becoming an expectation.

  • If you’re running a business, your competition is probably reducing costs through automation.
  • If you’re investing in laggards, their margins are already under pressure.
  • If you’re sitting in outdated portfolios, you’re relying on growth engines from the last cycle.

And as AI gets institutionalized—baked into fund models, absorbed into mega-cap balance sheets—the window for asymmetric gains narrows.

Remember: the early tech adopters of the last cycle—those who caught cloud, mobile, SaaS, or even semis in the right phase—didn’t just “stay ahead.” They changed their outcomes.

This isn’t about hype. It’s about strategic positioning.
You don’t have to chase headlines—but ignoring the shift isn’t safer. It’s just quieter.

The Edge Isn’t Just What You Buy—It’s When You Decide

The world doesn’t reward complexity. It rewards clarity, timing, and follow-through.

That’s what building an AI-ready portfolio is really about:

  • Knowing what the shift is
  • Understanding where to get in
  • And doing it before everyone else figures it out

You don’t need to become a tech investor. You need to become a reality investor.
And the reality is: this shift is happening—with or without your capital involved.

Smart capital doesn’t wait for perfect clarity. It moves when the advantage is still early.

If that’s how you think, we’re probably aligned.